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Which dental savings plan is best?

However, some of the best plans — meaning the largest network and top discounts — are companies you know, like Delta Dental and Humana. You can find these by going to dentalinsurance.com. Is a dental savings plan better than insurance?

How much does a dental discount plan cost?

With a dental discount plan, you can pay a monthly or annual fee (typically $100 to $200 per year) and automatically receive 10 to 60 percent savings on dental care. There are no copays, deductibles, or annual maximums. Each doctor will charge a flat discounted fee for each service they perform.

Can a discount plan be used with dental insurance?

Instead, discount plans are an alternative to insurance and typically cannot be used in combination with dental coverage. A dental savings plan may be good option for people who: To purchase a plan, you will have to fill out an application. And, depending on the discount plan, you may be required to pay a one-time enrollment fee.

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